Making quality health care affordable

NADA is proud to offer its members access to the NADA-endorsed Dealer Advantage Program, which is offered by Wells Fargo Insurance Services and provides you with specially tailored protection and exclusive benefits.

Additional details about the Dealer Advantage Program

The Dealer Advantage Program is designed specifically for dealerships—large and small. Other health insurance companies group dealerships in with other retail businesses, and do not provide programs that cater to the specific needs of dealers, your business and your employees.

Wells Fargo Insurance Services has worked as an insurance broker with the American International Automobile Dealers Association (AIADA) since 2004 to help meet the health care needs of AIADA dealers.

Wells Fargo Insurance Services in conjunction with Great-West Healthcare are recognized experts within the automobile industry when it comes to procuring and delivering health care insurance. With an extensive knowledge of the auto industry and backed by endorsements from both AIADA and NADA for members’ health insurance plan, the companies have a proven track record in providing benefits that fit the needs of a variety of dealerships nationwide.

The companies offer exclusively to AIADA and NADA members a long-term Group Health Care Plan underwritten by a major insurer with increased cash flow for dealers and a variety of benefit choices for employees. This Preferred Funding Plan will help dealers drive down health insurance costs through the use of competitive premiums, medical outreach plans and a nationwide network of providers.

The Preferred Funding Difference

Preferred funding plans are a hybrid of fully funded and self-funded plans. Preferred funding plans combine the advantages of self-funded plans—more information, more flexibility and paying only for what you use—with the security and peace of mind of fully funded plans through monthly and yearly caps.

The Dealer Advantage Program is a preferred funding plan that combines competitive premiums, increased cash flow and profits from good claims experience. In addition to these savings, the Plan protects members through comprehensive excess loss provisions and provides dealers and their employees a greater opportunity to participate in their health care choices. A dealer may choose from one of six PPO plans to help customize the plan for specific employee needs.

The Dealer Advantage Program is not a plan designed for corporations or other retail businesses and then re-worked to fit your business. This program is designed specifically for dealerships.

Tailored Services

The Dealer Advantage Program offers the kind of personal service to dealers, their employees and their families that distinguish it in the insurance industry. These specialized services ensure that health insurance clients receive the highest-quality assistance in finding and signing up for the Wells Fargo plans.

Those services include:

• Face-to-face meetings with clients
• On-site open houses at dealerships
• Exclusive dealership programs
• Customized Website
• Online enrollment options
• Health Fairs
• COBRA integration
• Wells Fargo’s Helpline

A Dedicated Provider

Great-West Healthcare offers a wide variety of plan designs. For those with multi-state dealerships, they can provide an identical plan for all dealerships, regardless of location. Self-funding allows for flexibility in plan design over fully insured carriers because there are no state mandates; ERISA laws are followed instead.

Great-West Healthcare provides you with comprehensive reporting on your company’s health plan to keep you informed and help you make educated decisions regarding the plan. With more than 540,000 providers and 4,250 hospitals, Great-West Healthcare offers a comprehensive network that gives employees more choices across the country.

By investing in Great-West Healthcare’s Medical Outreach and disease management programs, your company can not only provide assistance for your employees, but also realize a potential two-to-one return on your investment in managing major health conditions. As a two-year winner of the DMAA Award, Great-West Healthcare’s disease management programs are among the top-ranked in the nation.